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FINANCIAL INTERNATIONAL, INC. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA Loans
30-Year Fixed Mortgage
VA Loan
15 Year Fixed Mortgage
Adjustable Rate Mortgage
Jumbo Loans
HomePath
FHA Streamline
Reverse Mortgage

FHA Loans

FHA loans make qualifying for your new mortgage easier. Refi or buy, it's our most popular loan because it's our most flexible

 

FHA Loans Offer Choice to American Homeowners.

  • Do you need less stringent qualification and credit requirements?
  • Is your down payment or home equity less than 20%?
  • Do you prefer the security of a government-insured loan?

If you answered yes to any of these questions, an FHA loan may be right for you! The easiest way to qualify for refinancing or home buying, an FHA gives you a government-insured loan with flexible choices – opt for the security of a fixed rate or the versatility of an FHA 5-year ARM.


30-Year Fixed Mortgage

The traditional fixed-rate mortgage is the ultimate in payment security.

 

30 Year Fixed Mortgage

  • Do you plan to stay in your home for many years?
  • Do you prefer a consistent mortgage payment for budget planning?
  • Does your peace of mind depend on a payment that never changes?

    If you answered yes to any of these questions, a 30-year fixed might be right for you! Since your rate won’t change for the life of your loan, your payment will never increase.


  • VA Loan

    We're honored to offer this top military benefit and help Veterans refinance or buy their homes, even with zero down for home purchases.

     

    You’ve Served Your Country, VA Loans are a Benefit You’ve Earned.

    • Are you a veteran, member of the military, or a surviving spouse of a veteran?
    • Do you want fast approval and minimal red tape?
    • Are you interested in refinancing up to 100% of your home, or buying a home with no down payment?

    If you answered “yes” to any of these questions, a VA loan might be right for you! Qualify for VA loans even with less-than-perfect credit. Unlike other options, VA loans are available as either fixed-rate or ARM mortgages – and never include monthly insurance (PMI).


    15 Year Fixed Mortgage

    Get a secure, low-rate mortgage, and pay less interest over the life of your loan.

     

    15 Year Fixed Mortgage

  • Do you want to pay less interest over the course of your loan?
  • Do you want the security of a consistent rate and payment?
  • Do you want to pay off your mortgage as fast as possible?
  • If you answered “Yes” to any of these questions, a 15-year fixed loan might be right for you! Lower rates and a shorter term means less interest overall, making this loan a top choice for the financially savvy.


    Adjustable Rate Mortgage

    Get the lowest mortgage rate we offer! A top choice of the financially savvy. Maximize your monthly budget with a 5- or 7-year ARM.

     

    Adjustable Rate Mortgage

  • Do you want to significantly reduce the cost of your mortgage?
  • Do you plan to move or refinance in the next 5 or 7 years?
  • Do you want the lowest rate available?
  • If you answered “Yes” to any of these questions, an ARM might be right for you! With our Adjustable Rate Mortgage, the SMARTARM®, you’ll get the lowest rates we offer, saving you thousands over a traditional Fixed Rate Mortgage, during the initial fixed rate period.


    Jumbo Loans

    Take advantage of lower mortgage rates for loans over $417,000, now up to $2,000,000. 15-year, 30-year, FHA and ARM jumbo loans available, depending on your area.

     

    Jumbo Mortgage

    With a jumbo mortgage, you’ll get low rates for your big loan. Offering a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.

    • Do you need a mortgage between $417,000 and $2,000,000?
    • Do you need flexible rates and terms?
    • Are you looking for quick turn-around for your jumbo purchase or refinance?

    If you answered “Yes” to any of these questions, a jumbo loan might be right for you!


    HomePath

    HomePath Mortgage is a product from Fannie Mae that is designed to help sell all mortgage ready homes Fannie Mae owns.

     

    What Makes the HomePath® Mortgage Different?

    Financial International, Inc. is one of a select group to offer the HomePath® Mortgage, designed to help sell Fannie Mae-owned properties. Quicken Loans can assist you with financing for these below-market-price properties, using our state-of-the art process to make your loan even more efficient.

    • Are you interested in buying or investing in a home with very little down?
    • Are you looking for fast financing, with no appraisal?
    • Are you looking for a great deal on real estate?

    If you answered “Yes” to any of these questions, a HomePath® mortgage might be right for you!


    FHA Streamline

    In an FHA loan now? Get the easiest possible refinance with FHA Streamline. You may not even need an appraisal!

     

    FHA Streamline helps current FHA homeowners refinance into a new lower rate with less hassle. You may even be able to get an FHA Streamline loan without an appraisal!

    Do you qualify? Contact our office and answer a few easy questions to find out.


    Reverse Mortgage

    A great financial tool for homeowners 62 years and older - eliminate your monthly mortgage payment and get cash when you need it.




    Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.